{"id":14430,"date":"2022-05-31T11:40:11","date_gmt":"2022-05-31T10:40:11","guid":{"rendered":"https:\/\/www.inforolot.com\/la-tecnologia-i-informatica-provoca-un-declivi-dels-diners-fisics\/"},"modified":"2022-05-31T11:56:29","modified_gmt":"2022-05-31T10:56:29","slug":"la-tecnologia-i-informatica-provoca-un-declivi-dels-diners-fisics","status":"publish","type":"post","link":"https:\/\/www.inforolot.com\/ca\/la-tecnologia-i-informatica-provoca-un-declivi-dels-diners-fisics\/","title":{"rendered":"La tecnologia i inform\u00e0tica provoquen un declivi dels diners f\u00edsics"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"14430\" class=\"elementor elementor-14430 elementor-14421\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-420e3ff0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"420e3ff0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-278dc685\" data-id=\"278dc685\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-568aaa9 elementor-widget elementor-widget-spacer\" data-id=\"568aaa9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b067c45 elementor-widget elementor-widget-heading\" data-id=\"b067c45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-xxl\">La tecnologia i inform\u00e0tica provoquen un declivi dels diners f\u00edsics<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a173bb1 elementor-widget elementor-widget-text-editor\" data-id=\"a173bb1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cada cop tenim m\u00e9s i m\u00e9s eines digitals\/tecnol\u00f2giques que fan que no ens sigui gaireb\u00e9 mai necessari l&#8217;\u00fas de diners f\u00edsics en met\u00e0l\u00b7lic, que li va provocant un lent declivi<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-841292f elementor-widget elementor-widget-spacer\" data-id=\"841292f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8aeea8f elementor-widget elementor-widget-heading\" data-id=\"8aeea8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Xifres que indiquen una clara tend\u00e8ncia<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e12e819 elementor-widget elementor-widget-text-editor\" data-id=\"e12e819\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si anem repassant l&#8217;historial de transaccions i despeses segons xifres del Banc d&#8217;Espanya, en q\u00fcesti\u00f3 de 10 anys els diners en efectiu hagin perdut molta rellev\u00e0ncia davant de les transaccions electr\u00f2niques.<\/p><p>El 2008 es feien poc m\u00e9s d&#8217;1 mili\u00f3 d&#8217;operacions (registrades) amb diners en efectiu. 10 anys despr\u00e9s, aquesta xifra ha baixat a 900.000.<\/p><p>En gran contrast, el pagament \u00abdigital\u00bb va passar de 1.900.000 el 2008, ni m\u00e9s ni menys que 3.900.000 el 2018. Gaireb\u00e9 el doble.<\/p><p>I 4 anys despr\u00e9s, la xifra \u00e9s molt m\u00e9s elevada: hi va haver un declivi molt dr\u00e0stic dels pagaments en met\u00e0l\u00b7lic el 2020, i s\u00ed, com us podreu imaginar, va ser pel tema de la pand\u00e8mia. Molta gent volia evitar tocar diners en met\u00e0l\u00b7lic.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86da6b2 elementor-widget elementor-widget-spacer\" data-id=\"86da6b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2e7b44 elementor-widget elementor-widget-heading\" data-id=\"e2e7b44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Els dat\u00e0fons: el principi<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd963a7 elementor-widget elementor-widget-text-editor\" data-id=\"fd963a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La hist\u00f2ria dels dat\u00e0fons i punts de venda electr\u00f2nics es remunta a principis dels 80 quan VISA va crear l&#8217;aparell de sistema de registre de targetes de cr\u00e8dit, que despr\u00e9s evolucionaria cap al dat\u00e0fon com\u00fa d&#8217;avui dia.<br>Aquests aparells fa d\u00e8cades que existeixen per\u00f2 hist\u00f2ricament han tingut for\u00e7a limitacions, i avui dia<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9cccdee elementor-widget elementor-widget-spacer\" data-id=\"9cccdee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7f0e1f elementor-widget elementor-widget-heading\" data-id=\"b7f0e1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">NFC i els pagaments contactless<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d09922 elementor-widget elementor-widget-text-editor\" data-id=\"0d09922\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/es.wikipedia.org\/wiki\/Comunicaci%C3%B3n_de_campo_cercano\" target=\"_blank\" rel=\"noopener\">NFC<\/a>, com el seu nom indica (Near-Field Communication) \u00e9s una tecnologia de comunicaci\u00f3 de molt curt abast, i que el seu \u00fas principal \u00e9s la de fer pagaments a dist\u00e0ncia f\u00edsica molt petita, altrament ja no arriba. Es va comen\u00e7ar a popularitzar a partir del 2015 aproximadament.<br>Aquesta tecnologia la porten els dat\u00e0fons moderns per rebre diners, i per l&#8217;altra banda tamb\u00e9 incorporen un xip d&#8217;aquest tipus la majoria de targetes de cr\u00e8dit actuals, aix\u00ed com la majoria dels tel\u00e8fons m\u00f2bils, per poder pagar o enviar diners cap al dat\u00e0fon, en tots dos casos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34512e0 elementor-widget elementor-widget-spacer\" data-id=\"34512e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d227996 elementor-widget elementor-widget-heading\" data-id=\"d227996\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">El Bizum<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64237a0 elementor-widget elementor-widget-text-editor\" data-id=\"64237a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sens dubte, aquest programa ha estat una petita revoluci\u00f3 en el tema dels petits pagaments quotidians que puguin sorgir. En molts aspectes, ja no cal pagar en met\u00e0l\u00b7lic amics i coneguts, no cal demanar canvi i anar comptant monedes&#8230; Bizum \u00e9s molt m\u00e9s simple i f\u00e0cil, escrivim la quantitat exacta de diners, seleccionem el beneficiari, i llest. Est\u00e0 indicat sobretot per a \u00fas personal i per a petites quantitats.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3811988 elementor-widget elementor-widget-spacer\" data-id=\"3811988\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-987281d elementor-widget elementor-widget-heading\" data-id=\"987281d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Factures electr\u00f2niques \/ Digitals<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0da465 elementor-widget elementor-widget-text-editor\" data-id=\"c0da465\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A nivell dels negocis, les factures electr\u00f2niques han esdevingut una cosa essencial, per als cobraments i pagaments de clients i prove\u00efdors. Aquest sistema optimitza el proc\u00e9s lent i tedi\u00f3s de la paperassa de les factures.<br>A Inforolot tenim la <a href=\"https:\/\/www.inforolot.com\/ca\/factura-i-signatura-electronica\/\" target=\"_blank\" rel=\"noopener\">nostra pr\u00f2pia soluci\u00f3 de factura electr\u00f2nica<\/a>, que ha estat molt \u00fatil a uns quants dels nostres clients, i segur que la cosa anir\u00e0 a m\u00e9s, com tots els diners digitals, en detriment del f\u00edsic.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7559b1f elementor-widget elementor-widget-spacer\" data-id=\"7559b1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-238507a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"238507a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-38b8c8f\" data-id=\"38b8c8f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9d30bd2 elementor-widget elementor-widget-image\" data-id=\"9d30bd2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"553\" src=\"https:\/\/www.inforolot.com\/wp-content\/uploads\/2022\/05\/bizum-dinero-metalico-768x553.jpg\" class=\"attachment-medium_large size-medium_large wp-image-14423\" alt=\"Bizum tecnologia inform\u00e0tica declivi diners f\u00edsics\" srcset=\"https:\/\/www.inforolot.com\/wp-content\/uploads\/2022\/05\/bizum-dinero-metalico-768x553.jpg 768w, https:\/\/www.inforolot.com\/wp-content\/uploads\/2022\/05\/bizum-dinero-metalico-300x216.jpg 300w, https:\/\/www.inforolot.com\/wp-content\/uploads\/2022\/05\/bizum-dinero-metalico-1024x737.jpg 1024w, https:\/\/www.inforolot.com\/wp-content\/uploads\/2022\/05\/bizum-dinero-metalico.jpg 1084w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df9b255 elementor-widget elementor-widget-spacer\" data-id=\"df9b255\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-79c4a64 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"79c4a64\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f82e462\" data-id=\"f82e462\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-46ea6d6 elementor-widget elementor-widget-spacer\" data-id=\"46ea6d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e3c6fb elementor-widget elementor-widget-heading\" data-id=\"5e3c6fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00daltims articles d'Inforolot<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6af4c3c elementor-widget elementor-widget-spacer\" data-id=\"6af4c3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7506a9c elementor-grid-eael-col-3 elementor-grid-tablet-eael-col-2 elementor-grid-mobile-eael-col-1 elementor-widget elementor-widget-eael-post-grid\" data-id=\"7506a9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;eael_post_grid_columns&quot;:&quot;eael-col-3&quot;,&quot;eael_post_grid_columns_tablet&quot;:&quot;eael-col-2&quot;,&quot;eael_post_grid_columns_mobile&quot;:&quot;eael-col-1&quot;}\" data-widget_type=\"eael-post-grid.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"eael-post-grid-7506a9c\" class=\"eael-post-grid-container\">\n            <div class=\"eael-post-grid eael-post-appender eael-post-appender-7506a9c eael-post-grid-style-one\" data-layout-mode=\"grid\"><article class=\"eael-grid-post  eael-post-grid-column eael-pg-post-19431 category-sense-categoria\" data-id=\"19431\">\n        <div class=\"eael-grid-post-holder\">\n            <div class=\"eael-grid-post-holder-inner\"><div class=\"eael-entry-media\"><div class=\"eael-entry-overlay fade-in\"><i class=\"fas fa-long-arrow-alt-right\" aria-hidden=\"true\"><\/i><a href=\"https:\/\/www.inforolot.com\/ca\/analitica-de-dades-amb-power-bi-preguntes-frequents\/\"><\/a><\/div><div class=\"eael-entry-thumbnail \">\n                <img decoding=\"async\" width=\"618\" height=\"423\" src=\"https:\/\/www.inforolot.com\/wp-content\/uploads\/2022\/01\/analisis-de-datos-power-bi.jpg\" class=\"attachment-medium_large size-medium_large wp-image-12017\" alt=\"An\u00e0lisi de dades Power BI\" srcset=\"https:\/\/www.inforolot.com\/wp-content\/uploads\/2022\/01\/analisis-de-datos-power-bi.jpg 618w, https:\/\/www.inforolot.com\/wp-content\/uploads\/2022\/01\/analisis-de-datos-power-bi-300x205.jpg 300w\" sizes=\"(max-width: 618px) 100vw, 618px\" \/>\n            <\/div>\n        <\/div><div class=\"eael-entry-wrapper\"><header class=\"eael-entry-header\"><h2 class=\"eael-entry-title\"><a class=\"eael-grid-post-link\" href=\"https:\/\/www.inforolot.com\/ca\/analitica-de-dades-amb-power-bi-preguntes-frequents\/\" title=\"Anal\u00edtica de dades amb Power BI &#8211; Preguntes freq\u00fcents\">Anal\u00edtica de dades amb Power BI &#8211; Preguntes freq\u00fcents<\/a><\/h2><\/header><div class=\"eael-entry-header-after\"><div class=\"eael-author-avatar\"><a href=\"https:\/\/www.inforolot.com\/ca\/author\/josep\/\"><\/a><\/div><div class=\"eael-entry-meta\"><span class=\"eael-posted-on\"><time datetime=\"17 de juny de 2026\">17 de juny de 2026<\/time><\/span><\/div><\/div><div 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src=\"https:\/\/www.inforolot.com\/wp-content\/uploads\/2026\/05\/microsoft-copilot-2026-768x464.jpg\" class=\"attachment-medium_large size-medium_large wp-image-19314\" alt=\"microsoft copilot 2026 novetats\" srcset=\"https:\/\/www.inforolot.com\/wp-content\/uploads\/2026\/05\/microsoft-copilot-2026-768x464.jpg 768w, https:\/\/www.inforolot.com\/wp-content\/uploads\/2026\/05\/microsoft-copilot-2026-300x181.jpg 300w, https:\/\/www.inforolot.com\/wp-content\/uploads\/2026\/05\/microsoft-copilot-2026-1024x618.jpg 1024w, https:\/\/www.inforolot.com\/wp-content\/uploads\/2026\/05\/microsoft-copilot-2026.jpg 1095w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\n            <\/div>\n        <\/div><div class=\"eael-entry-wrapper\"><header class=\"eael-entry-header\"><h2 class=\"eael-entry-title\"><a class=\"eael-grid-post-link\" href=\"https:\/\/www.inforolot.com\/ca\/novetats-microsoft-copilot-2026\/\" title=\"Novetats Microsoft Copilot 2026\">Novetats Microsoft Copilot 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     <\/div>\n    <\/article><\/div>\n            <div class=\"clearfix\"><\/div>\n        <\/div>            <div class=\"eael-load-more-button-wrap eael-force-hide\">\n                <button class=\"eael-load-more-button\" id=\"eael-load-more-btn-7506a9c\" data-widget-id=\"7506a9c\" data-widget=\"7506a9c\" data-page-id=\"14430\" data-template=\"{&quot;dir&quot;:&quot;lite&quot;,&quot;file_name&quot;:&quot;one.php&quot;,&quot;name&quot;:&quot;Post-Grid&quot;}\" data-class=\"Essential_Addons_Elementor\\Elements\\Post_Grid\" data-layout=\"grid\" data-page=\"1\" data-args=\"orderby=date&amp;order=desc&amp;ignore_sticky_posts=1&amp;post_status=publish&amp;posts_per_page=3&amp;offset=1&amp;post_type=post\" data-max-page=\"49\">\n                    <span class=\"eael-btn-loader button__loader\"><\/span>\n                    <span class=\"eael_load_more_text\">Carregar-ne m\u00e9s<\/span>\n                <\/button>\n            <\/div>\n            \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-506d02b elementor-widget elementor-widget-spacer\" data-id=\"506d02b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>La tecnologia i inform\u00e0tica provoquen un declivi dels diners f\u00edsics Cada cop tenim m\u00e9s i m\u00e9s eines digitals\/tecnol\u00f2giques que fan que no ens sigui gaireb\u00e9 mai necessari l&#8217;\u00fas de diners f\u00edsics en met\u00e0l\u00b7lic, que li va provocant un lent declivi Xifres que indiquen una clara tend\u00e8ncia Si anem repassant l&#8217;historial de transaccions i despeses segons &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.inforolot.com\/ca\/canvi-de-partner-de-microsoft-raons-avantatges-i-passos\/\"> <span class=\"screen-reader-text\">Canvi de partner de Microsoft &#8211; Raons, avantatges i passos<\/span> Llegeix m\u00e9s &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":14423,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_canvas","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"class_list":["post-14430","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sense-categoria"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>La tecnologia i inform\u00e0tica provoquen un declivi dels diners f\u00edsics<\/title>\n<meta name=\"description\" content=\"Cada vegada tenim m\u00e9s eines digitals\/tecnol\u00f2giques que fan que 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